4. Payment Policy

4.1. Accepted Methods

• PIX

• Credit Card (up to 12 installments with interest)

4.2. Installments and Interest

Installments may be subject to interest, clearly displayed during checkout.

4.3. Secure Processing

We use certified payment intermediaries (e.g., PagSeguro, Mercado Pago, Stripe) with encryption and fraud detection systems.

4.4. Unprocessed Payment Refunds

If payment is not approved, no charge will occur. If charged in error, a refund will be issued within 7 business days.

4.5. Payment Confirmation

Confirmation time depends on the method; bank slips may take up to 3 business days.